1. Information We Collect

Information you provide directly: your name, phone number, email address, and the type of insurance you are interested in, when you submit a consultation or callback request.

Information collected automatically: standard technical information such as IP address, browser type, device type, and pages visited, collected through cookies and similar technologies for analytics and security purposes.

2. How We Use It

We use your information to respond to your consultation or callback request, to connect you with the insurer or partner best suited to your needs, to improve the website, and to send you service updates or, where you have consented, promotional communications.

3. Sharing & Disclosure

With your consent, we may share your information with an insurer or a licensed insurance intermediary you ask to be connected with, so they can assist you further; we do not transmit, process, or store any insurance application, policy, or premium-payment data on their behalf. We may also share information with service providers who support our operations (such as hosting or customer support tools) under confidentiality obligations, and where required by law or a competent authority.

We do not sell your personal data to third parties.

4. Data Security

We take reasonable technical and organisational measures to protect your personal data against unauthorised access, alteration, or loss. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes described in this Policy, or as required to comply with legal, regulatory, or accounting obligations, after which it is securely deleted or anonymised.

6. Your Rights

Under the Digital Personal Data Protection Act, 2023 ("DPDP Act"), you have the right to access the personal data we hold about you, request correction of inaccurate data, request erasure of your data (subject to legal retention requirements), withdraw consent for processing at any time, and lodge a grievance with our Grievance Officer or the Data Protection Board of India.

To exercise any of these rights, contact us using the details in Section 9 below.

7. Cookies

This website uses cookies to remember your preferences, understand how visitors use the site, and improve performance. You can control cookies through your browser settings; disabling them may affect some features.

8. Children's Privacy

This website is not directed at, and does not knowingly collect personal data from, individuals under the age of 18. If we become aware that we have inadvertently collected data from a minor, we will take steps to delete it.

9. Grievance Officer

In accordance with applicable Indian law, you may contact our Grievance Officer for any questions, concerns, or complaints about this Privacy Policy or our handling of your personal data.

Grievance Officer: Ms. Nisha Hada
Email: info@policyvyapaar.in
Phone: +91-9081344483
Address: 1st Floor, Abhijeet 2, Umashankar Joshi Marg, Nr. Mithakhali Six Road, Navrangpura, Ahmedabad, Gujarat - 380009

10. Policy Changes

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. The updated version will be posted here with a revised "Last updated" date.

11. Contact Us

Policy Vyapaar
Website: policyvyapaar.in
Email: info@policyvyapaar.in
Phone: +91-9712855550
Registered office: 1st Floor, Abhijeet 2, Umashankar Joshi Marg, Nr. Mithakhali Six Road, Navrangpura, Ahmedabad, Gujarat - 380009